As a Senior Full-Stack Engineer, you will build mission-critical user-facing software, from the ground up. You’ll work across the stack, from the database to the user interface. You will design and implement clean internal APIs using proven architectural patterns while keeping non-functional requirements such as security, performance, and reliability in mind. You will plan and implement the architecture of each project under the supervision of our CTO and deliver maintainable, well-tested code and infrastructure.

• Architect major web and mobile features and applications with our CTO.
• Design and develop software components as part of a lean and nimble team.
• Monitor and maintain production infrastructure as part of our on-call rotation.
• Work closely with Product and QA to ensure a tight and fast feedback cycle.

• BSc degree in Computer Science (MSc or PhD preferred) from a world-class program, or demonstrable equivalent knowledge.
• 5+ years of web and/or mobile software development at reputable companies.
• Strong skills in Node.js, React.js and JavaScript, with an understanding of their core design principles.
• Track record of having successfully delivered and maintained large scale projects with a substantial UI component.
• Strong skills in Node.js, React.js and JavaScript, with an understanding of their core design principles.
• Production experience using relational (e.g., MySQL, PostgreSQL), as well as noSQL database management systems (e.g., MongoDB, Redis).
• Demonstrable ability to scope a project, write technical specifications documents, identify discrete tasks, and provide precise estimates.
• Demonstrable knowledge of common software architecture patterns and best practices for designing APIs.
• Bias towards troubleshooting, debugging, documenting, and generally speaking fixing your own issues.
• Familiarity with configuration management, DevOps practices, and a willingness to roll your sleeves.
• A strong bias towards code reviews, testing, and automated QA.
• Ability to work effectively in a team environment, as well as independently.
• Clear communication skills, both verbal and writing, and a get-things-done attitude. Bonus points for an inclination towards security.

As the Chief Compliance and Risk Officer at Balance, you will be critical in our success by ensuring full compliance with applicable laws and regulations and identifying, quantifying, and managing risk within the organization. In this role you will holistically oversee all functions of the company and enforce compliance with various policies and procedures. You will develop and maintain such policies, procedures, and standards, regularly assess their effectiveness, and train our staff internally in accordance with their role and responsibilities. You will report to the CEO and in respect of certain matters directly to the board of directors.

• Maintain and continuously develop our AML/CTF compliance regime.
• Maintain and continuously develop our sanctions compliance program (SCP).
• Maintain our risk register and develop and implement risk treatment plans.
• Ensure compliance with FINTRAC’s requirements as a registered MSB.
• Ensure compliance with FinCEN’s requirements as a registered money transmitter.
• Ensure compliance with ATBF’s requirements as a registered trust company.
• Ensure compliance with any applicable securities law and regulations.
• Perform KYC/KYT and ongoing monitoring, manage and audit records, review and submit reports, coordinate effectiveness reviews, train staff, respond to law enforcement requests, and generally speaking roll up your sleeves. This is a doer role focused on individual contributions with very few direct reports, not a manager role.

• BSc. degree (MA or MBA preferred) in an analytical discipline such as Finance, Accounting, Administration, or Economics.
• 5+ years of experience in a senior compliance role at a regulated financial entity.
• Demonstrable knowledge and proficiency with blockchain and distributed ledger technologies.
• Demonstrable experience in engaging constructively with regulatory agencies such as FINTRAC, FinCEN, OFAC, IRS, CSA, CIRO, ATBF, OSFI, FSRAO, CRA and others.
• Excellent technical writing skills. No filler words, no extra characters on the page.
• Excellent communication and presentation skills. You’ve presented on stage before.
• A healthy obsession with keeping a world-class quality standard in your work.
• Ultra-high integrity. We do not cut any corners, we do not bend any rules.
• Ability to work effectively in a fully remote team environment, as well as independently.
• Bonus points for CAMS or any certifications from the Canadian Securities Institute.

As the Chief Finance Officer at Balance, you will be critical in our success by prudently managing our treasury and cash flows. You will maintain our books and records, define and document accounting policies, and implement financial control processes within the organization. You will be in charge of budgeting, forecasting, and reporting, both internally as well as externally to various stakeholders such as regulators. You will work closely with the C-level suite and report directly to the CEO.

• Maintain and continuously develop our chart of accounts.
• Maintain and continuously develop our accounting and bookkeeping policies.
• Define and implement financial control processes.
• Manage our treasury including our regulatory capital.
• Oversee all company cash flows and spending, including AP/AR.
• Prepare, present, and maintain our monthly budget for the next year.
• Prepare, present, and maintain monthly, quarterly, and yearly financial projections.
• Prepare and submit year-end financial and tax returns to various tax authorities.
• Work with our external bookkeepers, accountants, and auditors on an ongoing basis.
• Prepare ad-hoc reports, prepare and send invoices and statements of accounts, perform bookkeeping as needed, manage expenses and reimbursements, and generally speaking roll up your sleeves. This is a doer role focused on individual contributions with very few direct reports, not a manager role.

• BA. degree (MA preferred) in Finance, Accounting, or Economics.
• CFA or CPA (preferred) designation or equivalent credentials.
• 5+ years of experience in a senior accountant, auditor, or treasurer role.
• Demonstrable knowledge and proficiency with blockchain and distributed ledger technologies.
• Demonstrable experience in engaging constructively with tax authorities such as the IRS, CRA, Revenu Quebec, and others.
• Demonstrable knowledge or experience in dealing with various types of audits (e.g., GST/HST, income tax, SR&ED).
• Excellent technical writing skills. No filler words, no extra characters on the page.
• Excellent communication and presentation skills. You’ve presented on stage before.
• A healthy obsession with keeping a world-class quality standard in your work.
• Ultra-high integrity. We do not cut any corners, we do not bend any rules.
• Ability to work effectively in a fully remote team environment, as well as independently.
• Bonus points for experience in a senior finance role at a regulated financial entity.